“I’m glad you’re doing fine. How nice for you. Me? I’d be doing a lot better if you can get me cyber insurance for my AI-powered cannabis farm!” -New reality insured colliding with old-but-still-reality insurance market
In this edition: CE requirements, featured Webinar this week, got 4-hours?, weekly highlights, full SEP schedule, FL’s oldest building will surprise you (this week’s F5). Let’s do it.
“Just what in the actual %^&* are my CE requirements?!” Click here for our CE Compliance page and get your answers.
Featured Webinar This Week: Forward and Backward: Insuring Emerging Risks, Surviving Deteriorating Markets, THURS, 9/19, 9a – 12p Eastern
Emerging Risks + Deteriorating Markets = Head Explosion. Join Patrick “Podcast Legend” Wraight for this timely course highlighting emerging risks like cyber, cannabis, and artificial intelligence as well as coverage concerns posed by them. Additionally, the course will detail industry-wide effects of regional cost factors such as litigation and deteriorating market conditions.
Got 4-hours? Our schedule is loaded with Law & Ethics Update Webinars. Learn the latest happenings with FL rules/regs/laws and fulfill your 4-Hour L&E Update requirement with us. We have Webinars that fulfill the requirement for P&C licensees, Life/Health licensees, and All-Lines Claims Adjuster licensees. Keep scrolling to see the schedule.
CE Webinars This Week (all times Eastern. Keep scrolling to see the full month schedule):
- MON, 9/16, 12 – 4p - Consumer Protection and Suitability in Annuity Transactions – 4-hour Training Course. This course satisfies the 4-hour "Best Interest" annuity training course requirement as described in Florida Statute 627.4554(6) for agents who sell or are considering selling annuities. To determine if you are required to take a 4-hour annuity training course, review Florida Statute 627.4554(6) and/or contact your appointing insurer.
- TUES, 9/17, 9a – 12p - Cyber Coverage: Protecting Your Insureds From Hackers, Liars, & Really Bad Bots. FISCE’s own *cyborg Cathy “On a Mission” Trischan returns to discuss the latest exposures and coverage concerns in the exploding cyber market (*we’re convinced. No human is this intelligent.)
- TUES, 9/17, 1 – 4p – The Bad Thing Happened: Handling Commercial Claims & Coverage Disputes. Join Terry “Everyone’s Insurance Dad” Tadlock for a look at several common commercial lines insurance policies and examples of actual claims that challenged the coverage (or lack thereof) provided.
- WED, 9/14, 9a – 1p – For Life & Health Licensees in 2024: 4-Hour Law & Ethics Update. Join veteran FL instructor Karin “I’ll Ask an Alaskan” Woofter for the latest on the rules & regs essential for life/health licensees.
- THURS, 9/19, 9a – 12p - Forward and Backward: Insuring Emerging Risks, Surviving Deteriorating Markets. It’s our featured Webinar this week for a reason! See the description above.
- THURS, 9/19, 1 – 4p - Commercial Property: Recent Changes and Crucial Concepts. Insurance pros who join Florida Man Dave “Special Sauce” Thompson for this course will dive deep into commercial property forms and gain expertise on many features including some that benefit the insured and some that don’t.
- SATURDAY, 9/21, 9a – 1p - Stinkin Rich, Insurance Poor: P&C Coverage Challenges for High-Net-Worth Individuals. Join Kym “Got Fat Stacks (of policies)” Martell for this deep-dive into many exposures faced by high-net-worth folks and learn the needed insurance solutions for such insureds.
- SATURDAY/ 9/21, 9a – 1p - For Property & Casualty Licensees in 2024: 4-Hour Law & Ethics Update. Our sauce boss Dave is back to talk recent legislation, rule changes and a smattering of other timely issues.
- SATURDAY, 9/21, 1 – 2p - An Hour with Nicole: Why Personal Lines Deductibles Always Confuse Insureds. Instructor Nicole “WTH’s Decaf?” Broch and her awesome energy are back in the hotseat with several examples to fortify an agent’s understanding of both general and unique applications of deductibles in common personal lines policies.
Finally, if you’re an unapologetic lover of all-things Florida keep scrolling to experience this week’s “F5”: a tasty knowledge nugget about everyone’s favorite state.
Until the next round…cheers!
Kevin “Emerging Risk” Amrhein, CIC, CBIA
Florida Insurance School Continuing Education (FISCE)
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THE “F5” (FASCINATING FACTOID FOR FANATICAL FLORIDIANS) –
It’s the year 1133 and you’re a mason in Sacramenia, Spain, finishing bricks for a new monastery. “Not gonna’ lie,” you think out loud, “this might be my best work yet.”
You take a step back, admiring the precision with which you’ve cut the stone. “Da#n I’m good. I’ll bet folks will be admiring my craftsmanship 900 years from now!” you say to your fellow workers who, per usual, roll their eyes at your arrogance.
You were right. It’s 900 years later and folks still admire your craftsmanship. Also, it’s is in North Miami Beach now. Huh?!
The Monastery of St. Bernard de Clairvaux, referred to as The Ancient Spanish Monastery, tops the list of Florida’s oldest buildings, pre-dating St. Augustine’s Castillo de San Marcos by a measly 500 years. Of course there’s a small catch: originally constructed in Spain, it was illegally purchased, disassembled and moved in crates to the U.S. in 1926 by magnate William Randolph Hurst, stored in a Brooklyn warehouse, forgotten about for decades, sold, and reassembled in 1964 on the site of a small plant nursery in northern Miami.