Liars, Personal Lines, Blurred Vision, Happy 4th!

Florida Insurance 4th of July


“I understand the importance of being forthright with my agent and promise I won’t lie about my exposures anymore.”

-Your personal lines insureds, lying



I hope this email finds you well and in preparation for an explosive Independence Day (firework joke…score! *adjusts necktie, points to band for rimshot.)

One Webinar at the FISCE this week and it’s about liars (well, maybe they’re not actually lying. Or are they?...) Regardless of intent, your personal lines insureds are keeping exposures from you that you need to know in order for their coverage to do its job. Side jobs, roommates, rental stuff, off-premises activities and goodness knows what else?!

I could go on but your attention span is blurring faster than your vision after staring directly at lit sparklers (and maybe a few too many trips to the cooler) so I’ll get to it. Here is this week’s highlight:


  • It’s none of your D#MN business! (except yes, it absolutely is.) Maybe it doesn’t occur to personal lines insureds that divulging risks to the agent is important. Or maybe it does and they intentionally withhold info? Join Scott “guy-o from Ohio” Treen Thursday afternoon for tips on identifying and insuring various personal lines risks.  


For more info about what we’re up to, see the list below and/or review the full Webinar Schedule on the website.

Finally, if you’re an unapologetic lover of our fine state (did you know there used to be two of us? Double the fun!) be sure to scroll to the bottom of each weekly newsletter for a little something special.

That’s all for now. Until the next round…cheers!

Kevin “Too Many Trips to the Cooler” Amrhein, CIC, CBIA

Florida Insurance School Continuing Education (FISCE)


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Q) What do Alabama, Mississippi and Louisiana have in common?

A) Prior to the American Revolution, parts of each were Florida.

Specifically, “West Florida” which included portions of those states as well as the panhandle west of the Apalachicola River and a capital city (Pensacola.) “East Florida” consisted of what is the modern boundary of the state east of the river and called St. Augustine its capital. At the start of the American Revolution in 1776, the two “Floridas” were the only two southern colonies that remained loyal to King George III. When news of the Declaration of Independence became known in St. Augustine, locals were so incensed that they hung effigies of John Hancock and Samuel Adams from trees and set them on fire. Florida’s role in the American Revolution is often overlooked and there’s far too many juicy details to include here. If you’re interested in learning more, this article from the Florida Historical Society is a great start!