Florida CE Compliance & Licensing Resources

Florida insurance CE requirements mandate that producers and adjusters complete 20–24 hours of continuing education every two years by their birth month, including a 4-hour Law and Ethics course. Additional training may apply for annuities, long-term care, and flood insurance. Missing your CE deadline can result in noncompliance notices, fines, and potential loss of appointments, so it’s essential to track your progress in your DFS MyProfile account and complete courses early to stay compliant.

Missing your Florida insurance CE deadline can lead to more than just a slap on the wrist. There’s no automatic grace period, and about 45 days after your deadline, the Florida Department of Financial Services (DFS) will typically issue a non-compliance notice along with a stipulation agreement. This usually requires you to complete your remaining CE hours and pay a $250 fine within a set timeframe to get back in good standing.

Florida insurance agents must complete 24 hours of continuing education every two years. Learn how to stay CE-compliant without stress by planning ahead, choosing relevant courses, and turning CE into a professional advantage.