Accident Waiting to Happen




“Inadequately trained labor, minimal protective gear, limited oversight…what could possibly go wrong?” - The reality on a frighteningly high number of your insured’s jobsites

 

 

 

In this edition: CE requirements, reminders/announcements, CE Webinars this week, June & July schedule, Papa’s polydactyls (this week’s F5).

 

 

 

“What in the actual %^&* are my CE requirements?!” Click here for our CE Compliance page and get your answers.  

 

 

REMINDERS/ANNOUNCEMENTS

 

 

  • Sucked big-time. This guy I know had all of his appointments terminated a few weeks ago because he was one lousy little hour short on CE compliance. He told me recovering those appointments “Sucked big-time. Tedious, embarrassing, and expensive. *Tell them, Kevin. Tell them not to be me!” Learn more about CE compliance including what happens if you miss your deadline here. (*Disclosure: I may have embellished this part of the quote.)

 

 

  • The sea was angry that day my friends. This webpage from the Florida Department of Financial Services may be the most comprehensive and actionable of them all regarding storm prep, insurance, and what to do when the worst happens. If you have not yet done so consider sharing this webpage with your insureds!

 

 

  • Get the latest happenings, get compliant: take a 4-hour Law & Ethics Update Webinar. Our schedule is packed with Webinars that fulfill the requirement for P&C licensees, Life/Health licensees, and All-Lines Claims Adjuster licensees. Keep scrolling to see the schedule.

 

 

 

CE WEBINARS THIS WEEK

 

 

Featured Webinar: Imminent Danger: Spotting Site Risks & Saving Construction Insureds, TUES, 6/24, 11a – 12p Eastern

 

Imminent danger. Everyone knows construction sites are dangerous. What people don’t know is the breadth of exposures that exist, how to identify them, and what to do to ensure they don’t cause injury. Join instructor Michael Faith as he shares experiences and tips from his decades working as an expert in construction site risk management. Insurance pros who attend will explore the risks that impact any size construction business as well as learn where prevention efforts can impact their workers and their bottom line.

 

 

This Week’s Schedule (all times Eastern. Keep scrolling to see the full month schedule):

 

 

 

  • MON, 6/23, 9a – 1p - For All-Lines Claims Adjuster Licensees in 2025: 4-Hour Law & Ethics Update. Adjuster friends: join yours truly for a discussion on the latest happenings and check “get law & ethics compliant” off your to-do list.

 

 

 

  • TUES, 6/24, 11a - 12p – Imminent Danger: Spotting Site Risks & Saving Construction Insureds. Our featured Webinar this week! See the description above. 

 

 

 

  • TUES, 6/24, 1 – 4p - Social Security and Medicare: Your Questions Answered. This course, created and taught by Chris “Insurance Yoda” Amrhein (who has personally run the Social Security/Medicare sign-up gauntlet) will reveal lessons learned about both programs and bring much clarity to the chaos. Whether you are seeking info to help a customer, spouse, parent, relative or preparing for your own journey through the retirement “right of passage”, harvest the value of experience and take this course!

 

 

  • WED, 6/25, 9a – 1p - For Property & Casualty Licensees in 2025: 4-Hour Law & Ethics Update. Florida Man Dave “Special Sauce” Thompson is back in the hotseat to bring P&C licensees up to speed on the latest happenings in the Sunshine State.

 

 

 

  • WED, 6/25, 2 – 3p - An Hour with Dave: Rental Cars: Issues, Answers, Horror Stories. Dave Thompson returns with the big questions: what’s in the rental car contract you signed but didn’t read? Is the LDW a rip-off? Is that credit card coverage legit? How does your personal auto respond? Learn the answers and discuss several “horror story” claim scenarios involving rental cars.

 

 

  • THURS, 6/26, 9 – 11a - Name That Endorsement: Business Auto and Commercial Property Edition. While many are commonly used, commercial insureds and agents are often confused by the purpose of certain endorsements to their insurance policies. Insurance pros who take this course with Dave Thompson will gain expertise on several endorsements often used to limit or enhance coverage in the Business Auto policy as well as a few designed for the Commercial Property policy.

 

 

 

Finally, if you’re an unapologetic lover of all-things Florida keep scrolling to experience this week’s “F5”: a tasty knowledge nugget about everyone’s favorite state.

 

 

Until the next round…cheers!

 

 

Kevin “Six Toes” Amrhein, CIC, CBIA

 

Florida Insurance School Continuing Education (FISCE)
 

 

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THE “F5” (FASCINATING FACTOID FOR FANATICAL FLORIDIANS) –

 

Yes, there actually are a disproportionately high number of six-toed cats wandering around Key West.

 

Yes, Ernest Hemingway is actually responsible for this.

 

From the website of the Hemingway House: The Ernest Hemingway Home and Museum is home to nearly 60 polydactyl (six-toed) cats. Cats normally have five front toes and four back toes. About half of the cats at the museum have the physical polydactyl trait but they all carry the polydactyl gene in their DNA, which means that the ones that have 4 and 5 toes can still mother or father six-toed kittens. Most cats have extra toes on their front feet and sometimes on their back feet as well. Sometimes it looks as if they are wearing mittens because they appear to have a thumb on their paw.

 

Ernest Hemingway was given a white six-toed cat by a ship’s captain and some of the cats who live on the museum grounds are descendants of that original cat, named Snow White. Key West is a small island and it is possible that many of the cats on the island are related. The polydactyl cats are not a particular breed. The trait can appear in any breed, Calicos, Tabbies, Tortoise Shell, White, Black, etc. They vary in shapes, sizes, colors and personalities.

 

Although he wasn’t residing in it at the time, Hemingway owned the home until his death on July 2nd, 1961.