“A Florida Man invented the ice maker in 1850. Like, 175 years ago. So why is mine always f’n broken?!” - Kevin Amrhein (scroll to the F5 for the story)
Welcome to another edition of the FISCE’s Almost Famous Weekly Newsletter: a 4-minute take on your CE compliance and how together we can make you the most successful insurance pro in the building.
In this edition:
- CE requirements
- Reminders/announcements
- This week’s Webinar highlights and upcoming schedule
- One for the (FL history) geeks: the Ice Man cometh (aka the “F5”)
Let’s do this.
“What in the actual %^&* are my CE requirements?!” Click here for our CE Compliance page and get your answers.
REMINDERS/ANNOUNCEMENTS
- Happens all the time. Our CE overlords at the FL Department of Financial Services (DFS) are quick to point out that one of the most common reasons they take action against licensees is for CE non-compliance. The penalties are stiff: a fine as well as the termination of all appointments (plus the cost and effort of getting reappointed). Start the process of checking your CE status here.
- Learn what’s new and get compliant. If you’re reading this chances are good you aren’t yet compliant with your 4-hour Law & Ethics Update requirement. Our schedule is packed with Webinars that fulfill the requirement for P&C licensees, Life/Health licensees, and All-Lines Claims Adjuster licensees. Keep scrolling to see the schedule.
THIS WEEK’S WEBINAR HIGHLIGHTS
Featured Webinar: The Fine Print: Understanding the Contractual Obligations of Your Insured, WED, 7/9, 1 – 4p Eastern
You know the drill: insured signs contract, insured doesn’t understand contract, contract obligates insured to pay for something, insured gets angry, insured blames insurer/agent. So goes the never-ending cycle of confusing contacts and contractual liability issues…until now! Join contract and coverage expert Steve “He Ain’t” Lyon for this in-depth discussion on many issues stemming from “insured contracts” to indemnification agreements to hold harmless provisions and all things in between.
This Week’s Schedule/Highlights (all times Eastern. Keep scrolling to see the full month schedule.)
- TUES, 7/8, 9a – 12p - Bad Machines, Evil People: The Latest in Cyber. Bad actors are finding more sophisticated ways to utilize their bad machines. The harm caused by a cyber-attack can destroy businesses big and small. Join cyber guru Cathy “On a Mission” Trischan and examine the most common first and third-party cyber exposures facing businesses today. She also will review some of the coverages available in the cyber insurance market and discuss things to consider when selecting a product.
- WED, 7/9, 1 – 4p - The Fine Print: Understanding the Contractual Obligations of Your Insured. Our featured Webinar this week! See description above.
- THURS, 7/10, 9a – 12p – Homeowners Endorsements Insureds Don't Want (But Do Need). To save a buck, consumers are quick to strip off coverage and/or buy coverage that doesn’t match their exposure. This course provides many examples and risks insurance pros can use to talk insureds through coverage that is best for their policy and how to get it in the most affordable way possible. Join instructor Nicole “Human Energy Drink” Broch as she discusses many endorsements - some common, some not – insureds should consider.
- THURS, 7/10, 2 – 3p - An Hour with Nicole: Making Sense of Homeowners Deductibles (Once and For All!) Deductibles are commonly understood when agents sell and service a policy. However, applying deductibles to a loss may not work how they expect. Nicole returns to go through several examples to assist insurance pros in finally understanding homeowners deductibles.
Finally, if you’re an unapologetic lover of all-things Florida keep scrolling to experience this week’s “F5”: a tasty knowledge nugget about everyone’s favorite state.
Until the next round…cheers!
Kevin “Bad Machine, Decent Guy” Amrhein, CIC, CBIA
Florida Insurance School Continuing Education (FISCE)
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THE “F5” (FASCINATING FACTOID FOR FANATICAL FLORIDIANS) –
Imagine it’s mid-July, 1850 in Apalachicola. You and several other onlookers are standing outside a workshop feverishly fanning yourselves because it’s hot as hell. You’re wondering if the presentation you’re about to observe is worth the trouble.
It’s then that Doctor John Gorrie appears alongside a contraption of his own design which he claims can produce ice through refrigeration, something that should streamline the cumbersome process of making ice on-demand. His motivation for creating this process is to help ease the suffering of his patients afflicted by an outbreak of yellow fever. “Wow, that thing actually works,” you hear people say in the crowd. You’re excited to have witnessed publicly for the first time the process that many historians believe is the foundation for air-conditioning: an invention so significant that few will have a greater impact on humanity.
Unfortunately, Dr. Gorrie would not live to see his invention prosper. To quash the threat to their profitability, northern cartels controlling the ice trade set out to discredit Gorrie and his invention, attacking him in the press and threatening his business interests. Artificial ice production would not be spread across the South until after the Civil War.