Florida insurance CE requirements mandate that producers and adjusters complete 20–24 hours of continuing education every two years by their birth month, including a 4-hour Law and Ethics course. Additional training may apply for annuities, long-term care, and flood insurance. Missing your CE deadline can result in noncompliance notices, fines, and potential loss of appointments, so it’s essential to track your progress in your DFS MyProfile account and complete courses early to stay compliant.